10 Steps to a Healthy Relationship With Money

Money. How much energy do you use to think about money? “I don’t have enough, I need more, it’s going to cost too much, is it worth the money, what’s on sale?”

I grew up listening to my parents, teachers, and friends stressing about money, talking about not being able to afford this or that. It’s what I knew, it’s what I heard, it’s what I lived by.

As an adult, I talked about or thought about money in some way a lot: “I can’t afford that” “Not in the cards for me” “If I only had more money” and the usual judgment of others with more money, “They can do that because they have money” (meaning I don’t).

Can you hear the “lacking” mentality in this way of thinking? I was consumed by it.

The amount of energy I put into thinking about money? A LOT. Probably 50% of my energy was going into stressing about it, worrying about it, or wishing I had more.

I would get anxiety every time the first of the month came around and it was time to pay the mortgage, power, water, credit cards, and groceries. 

Then I woke up one day a few years ago and said, I don’t want to live from this perspective ANY MORE. 

Yes, I was comfortable with being frugal and living on a tight budget, but it was time to stretch and grow. It was time to change. 

Your relationship with money is a spiritual path. It was, and continues to be, for me. It is a path of growth and opening if you are willing to take it. 

Why? Because money is energy. It flows in and it flows out through you. If you are attached to it, holding on for dear life, or act as if you don’t care about it, you’re denying one of the greatest, most healthy or most destructive forces of energy we have on the planet.

You don’t have to stay in that place of stuckness, attachment, stress, worry, fear, or lacking mindset. You can live from a place of flow, openness, generosity, and enoughness. Sound good? I thought so.

Here are 10 steps that I used for creating a healthy relationship with money (and to create more money). It will not only create more peace for you, but more flow of money because it’s not stuck energetically in fear and worry.

  1. Stop saying the words, “I can’t afford __________.” Do not say them out loud, and do not say them to yourself. Just stop. Start saying, “There is enough.”
  2. Spend 1 hour a week managing your finances. I call this the “Money Power Hour.” You are creating consciousness with your money. Check out your budget, balance your account(s), decide what money is going where, and create an action step for money to come in. This is really important, and empowering to do.
  3. Stop holding on to clutter in your house because you want to have a garage sale (or sell it on ebay) so you can make $73.42. The clutter is taking up far more energy (and the time for the garage sale) then the money you are gaining.
  4. Stop wishing or believing you’ll be happy when you have more money. See what you have already and then create from that place of gratitude.


  5. Notice when you judge someone else for having a nice car, or talk about eating out. See if you can be happy for them instead. 
  6. Write a thank you on your check to the mortgage company, or say it out loud when you press the “submit my payment” button on-line. A line of credit has given you your home. What a wonderful thing.
  7. Notice when you’re feeling stressed about money. Ask if it’s o.k. RIGHT NOW (because it is). Ask if being stressed about it is helping you acquire more money. The situation is as it is whether you stress about it or not. 
  8. Give away money (tithing) every month. Even if it’s $5. Give it to someone. This is the practice of generosity, of non-attachment. It frees the energy from you out into the world.
  9. Create a savings account and put money into it every month. Even if it’s just $5. You can set it up so it is automatically deducted every month. Do this. It frees the energy.
  10. Invest in yourself. Yes, bills are important, and if there is a way you can invest in your own growth, creating more peace, joy, happiness, and fulfillment in your life, it is worth equal to, if not far more, then every penny you invest. This I know from my own growth. It’s what I offer you.

Recommended books:
The Energy of Money by Maria Nemeth
A Happy Pocket Full of Money by David Cameron Gikandi
The Soul of Money by Lynn Twist

Categories: Money Conciousness

About the Author: Angela Patnode

My passion, my calling, is for you to be totally you. Through private coaching, in-depth retreats, and online group coaching programs, I help you tap into your intuition and clarify your desires and vision, I guide you to take active steps toward making your desires a reality.

2 comments to “10 Steps to a Healthy Relationship With Money

  1. kat

    I love this advice – best online advice I have heard!

    1. Angela Patnode

      I’m so glad you found it helpful Kat!

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